Most of the content on this site became out of date on 01 February 2018 with the ending of statutory staging dates. Enquiries from employers requiring a new auto-enrolment solution for their workplace pension, after this date, should click through to the Lighthouse Pensions Trust, the “sister” scheme to Trust Pensions within the overall Corporate Pensions Trust master trust “umbrella”, as listed by the Pensions Regulator.

For general enquiries please call: 0330 123 2530
For member enquiries please call: 0333 321 8208
or email: lighthouse@pensionstrust.org

Who runs TRUST|Pensions?

TRUST|Pensions brings together established providers to create a new scheme purpose built for automatic enrolment.

The scheme is run by an independent professional trustee company called Bridge Trustees Limited, a 100% owned subsidiary of Eversheds LLP, a large global law firm. It is the responsibility of the Trustees to manage the Trust in the best interests of the members.

Investments are provided through the AXA Wealth Corporate Trustee Investment Plan, with different investment managers providing investment options.

Target Date Funds: BirthStar® age-based funds managed by AllianceBernstein

Risk Profiled Funds: Multi-Asset Passive Funds managed by Architas

Ethical: LGIM Ethical Global Equity Index Fund

Sharia: HSBC Life Amanah Pension fund


What are the costs?

Employer charges (Initial)

Setting up a scheme: £300+VAT.

Employer charges (Ongoing)

Trust member fee: £12 per employee per year, charged annually.

Administration Charge: £25+VAT per month if all employees are paid monthly, or £35+VAT if paid more frequently. This can be charged monthly or quarterly.

Exit fees: NIL

Employer options

Assessment and Communications: optional £12 per employee per year, if you don't already have this from your payroll provider

Member charges

Member Contributions: NIL

Active Members: 0.75%pa

Deferred Members: 0.75%pa

Exit fees: NIL 


Protecting your interests

The Trust has been designed from the outset to achieve the highest standards of governance and independence, as informed by The Pensions Regulator’s guidance.

The scheme has a Governance Committee to represent the best interests of the members and has oversight of, but not responsibility for, Trustee decisions.


Key Performance Indicators

TRUST|Pensions believes in transparency.  For this reason, key performance indicators as regards investment performance and scheme administration performance.

Default investment option performance View>>
Scheme administration performance                       View>> 

Comparing schemes

Ensuring you have chosen a good quality workplace scheme, employers and their advisers can get third-party views on TRUST|Pensions from the following websites.


Pensions Playpen


Pension Scheme Details

TRUST|Pensions is part of the Corporate Pensions Trust a multi-employer defined contribution only master trust, HMRC Pension Scheme Tax Reference 00805962RF. 

Service Providers

Trustee: Bridge Trustees Ltd

Accountants: Haysmacintyre

Bankers: HSBC

Investment platform: AXA Wealth Corporate Trustee Investment Plan

Main employer: Lighthouse Benefits Limited


TRUST|Pensions provides one of the highest quality offerings in the market.