Most of the content on this site became out of date on 01 February 2018 with the ending of statutory staging dates. Enquiries from employers requiring a new auto-enrolment solution for their workplace pension, after this date, should click through to the Lighthouse Pensions Trust, the “sister” scheme to Trust Pensions within the overall Corporate Pensions Trust master trust “umbrella”, as listed by the Pensions Regulator.


For general enquiries please call: 0330 123 2530
For member enquiries please call: 0333 321 8208
or email:


Your trusted partner.

TRUST|Pensions is a multi-employer defined contribution only master trust, that has been designed specifically for auto-enrolment.

We welcome Advisers and Accountants as our partners to help employers comply with their obligations and provide ongoing governance around the scheme.

Our investment options are selected from leading asset managers. After signing up to the scheme, our administration is entirely streamlined and paperless.

For more information about opportunities for partnership with TRUST|Pensions, please contact us.

To refer employers to an auto-enrolment compliant scheme, and to manage their account using Delegated Access, please refer to the TRUST|10 Steps below.


What you need to know

Get the essentials on what you need to know, or check the Key FAQs and our website FAQs.

TRUST|10 Steps: Auto-Enrolment in Ten Steps

For auto-enrolment in ten steps watch the 1-minute TRUST|10 Video and print out our TRUST|10 Who Does What checklist.

  • 1. Check the staging date
    Each employer has a date by which they need to comply with the law. This is called your staging date. You must set up a workplace pension scheme before your staging date, if you don’t already offer one. Find out yours now using the staging date tool. If you are considering postponement, please see this detailed guidance.
  • 2. Nominate a point of contact
    You need to tell The Pensions Regulator (TPR) who’ll be responsible for managing the automatic enrolment process by nominating a contact. Over the coming months, TPR will send help and guidance to this person.
  • 3. Review existing scheme (if any)
    If you already have a workplace pension scheme, check if you can use it for automatic enrolment. If your existing scheme is not compliant you can use TRUST|Pensions as a new scheme, or transfer your existing scheme to TRUST|Pensions. If you run your own pension scheme you must keep its assets separate from your business assets.
  • 4. Create an action plan
    There are a number of tasks that will need to be completed by your staging date, including assessing your workforce to see who’s eligible, choosing a pension scheme, and communicating to staff. To help you prepare use the automatic enrolment action planner to find out what you need to do and by when.
  • 5. Understand the costs
    You can use this online calculator to understand the cost of your contributions to the scheme.
  • 6. Outline compliance options
    You or your payroll provider may have software that helps with workforce assessment and issues the statutory communications to workers.  If you don't have this in place, we can do it for you at an additional charge of £12+VAT per employee per annum.
  • 7. Sign Up to the Scheme
    Before joining TRUST|Pensions, you should consider the TPR guide for (Employers, Advisers or Accountants) on what makes a quality scheme and our Quality Assurance Statement. You can sign up to the scheme using the REGISTRATION FORM. You need to provide us with information about your employees to enrol them. As a minimum, for each of your employees you’ll need their: • name • address • date of birth • National Insurance number • Personal Email address
  • 8. Register declaration of compliance
    Once the scheme is set up you should go through the declaration of compliance checklist and then must notify TPR that you have done so to comply with your obligations.
  • 9. Test Assessment, Test Contributions
    You must pay any pension contributions you take from your employees into your staff pension scheme by our agreed date (5th of the following month). Before making your first contribution, we suggest you send a test file of your worker assessment and a test file of your contribution template. More information will be provided to you when you join the scheme.
  • 10. Ongoing governance
    Consideration of good governance of your TRUST|Pensions scheme is an ongoing requirement on employers.  The Governance Template provided by TPR good provide a starting point, or talk to one of our partners as to how they can help.


Get the Guide

For detailed information about the scheme, please refer to our comprehensive TRUST|Pensions Adviser Guide  

Additional Resources

Step-by-Step Adviser Guide

Presentation for Employers 

Monthly Newsletter


Employer Registration Forms

Right click on the link below and select ‘save link as’ or ‘save target as’ and save the form to your computer.

Once the file is saved on your computer you can create a copy for each employer client and work with them to complete it.

Once completed, print, have signed and return by post.

NOTE: Do not open the form in your browser, as you will not be able to save changes.

acrobat document Employer Registration Form


Click below for a free download of the latest Adobe Acrobat reader: 


Adviser Links



Friends of Auto Enrolment

Panacea Adviser 

Pensions Playpen 


TRUST|Pensions provides one of the highest quality offerings in the market.