Most of the content on this site became out of date on 01 February 2018 with the ending of statutory staging dates. Enquiries from employers requiring a new auto-enrolment solution for their workplace pension, after this date, should click through to the Lighthouse Pensions Trust, the “sister” scheme to Trust Pensions within the overall Corporate Pensions Trust master trust “umbrella”, as listed by the Pensions Regulator.
For general enquiries please call: 0330 123 2530
For member enquiries please call: 0333 321 8208
or email: firstname.lastname@example.org
Your trusted scheme.
Automatic Enrolment means that employers across the UK are now providing a workplace pension for their staff.
Make sure you do too. Even if you employ just one person.
TRUST|Pensions has been designed specifically for Automatic Enrolment, to help employers comply in the simplest, smartest and best value way possible.
What you need to know
Get the essentials on what you need to know, or check the FAQs
Automatic Enrolment in 10 Steps
Before you start watch the 1-minute AE in 10 Steps Video and print out our AE in 10 Steps: Who Does What checklist.
- 1. Check the staging date
Each employer has a date by which they need to comply with the law. This is called your staging date. You must set up a workplace pension scheme before your staging date, if you don’t already offer one. Find out yours now using the staging date tool
- 2. Nominate a point of contact
You need to tell The Pensions Regulator (TPR) who’ll be responsible for managing the automatic enrolment process by nominating a contact
. Over the coming months, TPR will send help and guidance to this person.
- 3. Review existing scheme (if any)
If you already have a workplace pension scheme, check if you can use it for automatic enrolment
. If your existing scheme is not compliant you can use TRUST|Pensions as a new scheme, or transfer your existing scheme to TRUST|Pensions. If you run your own pension scheme you must keep its assets separate from your business assets.
- 4. Create an action plan
There are a number of tasks that will need to be completed by your staging date, including assessing your workforce to see who’s eligible, choosing a pension scheme, and communicating to staff. To help you prepare use the automatic enrolment action planner
to find out what you need to do and by when.
- 5. Understand the costs
You can use this online calculator
to understand the cost of your contributions to the scheme.
- 6. Outline compliance options
- 7. Sign Up to the Scheme
Before joining TRUST|Pensions, you should consider the TPR guide on What makes a quality scheme
and our Quality Assurance Statement. To sign up to the scheme use the REGISTRATION FORM
. You may want help from one of our partners
who may charge for their services. You need to provide us with information about your employees to enrol them. As a minimum, for each of your employees you’ll need their: • name • address • date of birth • National Insurance number • Personal Email address
- 8. Register declaration of compliance
- 9. Test Assessment, Test Contributions
You must pay any pension contributions you take from your employees into your staff pension scheme by our agreed date (5th of the following month). Before making your first contribution, we suggest you send a test file of your worker assessment and a test file of your contribution template. More information will be provided to you when you join the scheme.
- 10. Ongoing governance
Consideration of good governance of your TRUST|Pensions scheme is an ongoing requirement on employers. The Governance Template
provided by TPR good provide a starting point, or talk to one of our partners
as to how they can help.
Get the Guide
For detailed information about the scheme, please refer to our comprehensive TRUST|Pensions Employer Guide
Sign Up Now
Prefer paper? Sign up by post:
Right click on the link below and select ‘save link as’ or ‘save target as’ and save the form to your computer.
Once the file is saved on your computer you can edit or complete at your convenience.
Fill in the form, print, sign and return by post.
NOTE: Do not open the form in your browser, as you will not be able to save changes.
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The Pensions Regulator
TRUST|Pensions provides one of the highest quality offerings in the market.